No, credit cards and the junk mail with so-called convenience checks inside are not melting the polar ice caps.
So those of you who stuck your credit cards in the freezer to avoid irresponsible spending can relax.
However, convenience checks are a major threat to your personal finances for more than one reason, and they could lead to identity theft or fraud. For would-be crooks, it’s as easy as snatching something right out of your mailbox.
That’s all it takes for them to gain access to your line of credit causing serious headaches and financial hardship. Here’s the story of one person’s troubles…
Continue Reading – Convenience Checks – The ‘Inconvenient Truth’
In September 2008, just as the so-called housing bubble burst, my partner and I sold our house in Louisville for just a few thousand dollars under our asking price. We tried a FSBO approach for one month and had only nosy neighbors for foot traffic.
Luckily, the daughter of a friend (who just happens to make her living as a real estate agent) caught wind of what we were doing and agreed to sell our house for a much smaller fee than is standard. (Thanks again, Sam!) So she listed our house in the Multiple Listing Service (MLS) and within just one month we had an attractive offer that we accepted.
Does collecting unemployment checks keep unemployed Americans from looking for full-time work?
Millions of Americans are waiting to see what Congress will soon decide as a temporary extension of the emergency federal unemployment benefits will expire at the end of February.
Currently, unemployed Americans in 21 states are eligible for assistance as long as 99 weeks. That’s nearly two years, and it’s the longest in U.S. history.
Most Democrats say struggling Americans need to keep collecting unemployment benefits so they can stay afloat and to keep consumer spending from completely tanking. Some Republicans think the unemployed are a bit too comfortable and more Americans will actively look for work if their benefits expire earlier.
But what if instead of limiting the length unemployment can be collected, the government cut back the actual amount given to the unemployed each week?
Continue Reading – An Idea for Changing Unemployment Benefits
Read These Before Buying Anything Online!
The popularity of online shopping has grown by leaps and bounds in recent years. We used to say that in the future we’d never have to leave our homes to buy just about anything. The current reality is that you can shop online anywhere you go – thanks to wireless internet, smartphones and tablet computers. [...]