Student Loans

Don’t Blame Victims for Student Debt Run Amok!

Thumbnail image for Don’t Blame Victims for Student Debt Run Amok! by Janice Conard April 13, 2012

Yesterday’s Time Moneyland article, College Students Are Credit Card Dunces, by Martha C. White, ticked me off.  Talk about blaming the victim! Her angle:  “So, just how dumb are kids these days?” White cites Financial Literacy and Credit Cards: A Multi Campus Survey, which found that only 14.6 percent of students knew their credit card [...]

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Yes, Virginia, There Is a Financial Literacy Clause!

Thumbnail image for Yes, Virginia, There Is a Financial Literacy Clause! by Janice Conard January 10, 2012

Just last week I complained in Get Out of Debt While You’re Still Young that the U.S. education system doesn’t teach students the art of  money management. That’s why I was so heartened to read McDonnell announces personal-finance initiative in the Augusta Free Press.

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Reevaluating the Value of a College Education

Thumbnail image for Reevaluating the Value of a College Education by Kasey Steinbrinck January 6, 2012

College is expensive! There is no doubt about it. You can’t deny the fact that as Americans we owe more in student loans than we do in credit card debt. Total outstanding student loan debt topped $1 trillion in 2011! However, new research reveals that saving for college might be worth it – especially if [...]

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Get Out of Debt While You’re Still Young

Thumbnail image for Get Out of Debt While You’re Still Young by Janice Conard January 4, 2012

Generation Y.  Echo Boomers. Millennials. No matter what you call them, today’s young people are struggling to make it in this crappy economy. According to The Project on Student Debt, two-thirds of undergraduates came out of college in 2010 carrying an average of $25,250 in debt, an increase of 5 percent over 2009 and the [...]

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5 Practical Ways to Save Money While in College

Thumbnail image for 5 Practical Ways to Save Money While in College by Kasey Steinbrinck September 21, 2011

The following is a guest post from freelance writer Mariana Ashley. As if coming up with enough money to pay for your tuition, textbooks and housing for college wasn’t hard enough, making sure that you have extra money to “experience” college life— i.e. eat, have some fun, pay for organization dues and buy some new [...]

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Is Online School a Smarter Financial Alternative?

by Kasey Steinbrinck July 18, 2011

The following is a guest post from Barbara Jolie. As tuition hikes continue to spread across campuses around the country, those who wish to pursue a higher education will most likely have to be forced to take out hefty loans in order to afford the rising costs of school. And as if most college graduates [...]

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Investing in the Future Without Being ‘Dumb’

Thumbnail image for Investing in the Future Without Being ‘Dumb’ by Kasey Steinbrinck June 13, 2011

Today the president met with his jobs council where members tossed ideas around for creating new jobs following a depressing employment report from May. A disappointing 54,000 jobs were created last month – way down from 232,000 added in  April. Unemployment grew to 9.1% instead of falling to 8.9% as economists had predicted. Economist Paul [...]

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Does Your Debt Make You Feel Good?

Thumbnail image for Does Your Debt Make You Feel Good? by Kasey Steinbrinck June 7, 2011

When you look at the balance on your credit card bill or get your monthly student loan statement – does it boost your self esteem? If you can say you’re effectively paying off credit card debt and are almost free from student loans – that may be so. But what if you had a ton [...]

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