Personal Checks From Check Advantage
Why Personal Checks?
There are so many ways to pay, it may seem strange to you that people are still using personal checks very much at all.
Your credit card is convenient, and your debit card does the same thing for you as a check.
It’s true that the need for personal checks has diminished over the years. But many people just don’t realize how often checks are used in their everyday lives.
Here’s a fact: The Federal Reserve estimates there are still more than 24 billion checks written every year. Only debit cards surpass checks as the most-used non-cash payment option. And that only happened for the first time in 2009.
Some believe that the rise of electronic payments, online bill pay and mobile banking may spell the end for personal checks. They are predicting that checks will go the way of the dinosaur. But extinction is nowhere in the future of checks. If you take a moment and think about how useful they can be, you’ll see the light.
Ways to Use Personal Checks
When you ask the typical consumer if they use personal checks, they’re likely to tell you they only write checks for their rent and maybe a few bills they’re unable to pay online.
But it’s easy to forget about common situations in which we would be lost without a checkbook.
If you hire a babysitter, or need to pay the neighbor kid to mow the lawn, what will you do if there’s no cash in your wallet? You can’t swipe a credit card on a human being!
The same goes for many independent contractors. If you have a plumber, roofer, landscaper or other service provider visit your house, many of them will require personal checks for payment.
Personal checks are also the most common way to pay for school functions like field trips, club dues and athletic fees. Most people write out personal checks when they give an offering at their church or donate to charity.
Studies show that while the number of personal checks written may be declining, most consumers still use them on a regular basis. They may not use checks at the grocery store or the shopping mall, but there are still other uses for checks.
The Federal Reserve says American families who use personal checks regularly remains at a steady 75%, despite the rise in electronic payments. Plus, the number of checks written between people (as opposed to between a person and a business) actually increased between 2006 and 2009.
Personal Checks and Personal Finances
There are a lot of people dealing with debt, and a huge portion of that debt comes from credit cards.
Many Americans found it far too easy to rack up huge credit card bills because of the convenience of swiping a plastic card without considering the repercussions.
When you use personal checks, it’s hard to ignore the amount of money you are spending. The impact it has on your finances and your life becomes much more real when you have to write your purchases down. Do this for a month and you’ll have the information you need to put together a solid budget! Using your personal checks and check transaction register as a financial tool is a very effective way to determine your monthly expenses.
Personal checks are proof that sometimes keeping it simple really is the smart thing to do.
Order Checks Online
When you order checks from your bank, it can get pretty expensive. That’s because your financial institution is essentially a middle man in the check selling process. The bank has to buy personal checks from a check manufacturer and have them printed with your information and shipped. They usually mark up the price of the checks to make a profit when selling them to you.
When you order checks online from Check Advantage, you can cut out that middle man and could save as much as 75% off what your bank offers.
That’s because we are the manufacturer, printer and retailer of both personal checks and business checks.
You’ll probably be able to find cheap checks on other websites. But be aware that these companies often give you a deal the first time you order, and raise the price significantly when you want to reorder checks.
When you order personal checks from Check Advantage, you’ll get the same affordable price every time.
Click Here – and start browsing the personal check designs offered at Check Advantage!
